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As the 2026 tax season kicks off, many taxpayers are eager to determine when they can expect their IRS refunds. The good news is that the Internal Revenue Service (IRS) has officially begun accepting federal tax returns in late January, and insights into tax refund timelines are available for all who file.
IRS Tax Refund Timeline: What to Expect
For the 2026 tax season, the IRS expects to issue most refunds through direct deposit within merely 21 days of receiving an electronically filed tax return. However, it’s important to note that some tax returns may require additional review, potentially extending the wait time.
Have you filed your taxes yet? Deadlines are swiftly approaching! Federal income tax returns are due on Wednesday, April 15, and New York State taxes share the same deadline, as per the New York Department of Taxation and Finance. Around 164 million individual tax returns for the 2025 tax year are expected to be filed before the deadline.
Determining When You’ll Get Your Refund
To check the status of your tax refund, the IRS provides a convenient tool called “Where’s My Refund?” Remove the mystery surrounding your refund by entering your:
- Social Security number or Individual Taxpayer ID number (ITIN)
- Filing status
- Exact refund amount
Keep in mind that the status updates are typically refreshed once daily. The timing for your refund may depend on how quickly the IRS processes your return, which can take several days for electronic submissions or a few weeks for mailed paper returns.
Possible Delays in Your IRS Refund
Several factors could lead to delays in receiving your refund. These typically include:
- Claiming specific credits such as the Earned Income Tax Credit or Additional Child Tax Credit.
- Filing method: electronic submissions are generally processed faster than paper filers.
- Existing debts to the federal government that might impede the issuing of your refund.
This year, the IRS will predominantly phase out paper checks for tax refunds, emphasizing the importance of opting for direct deposit to expedite the refund process.
Filing Your Taxes Made Easy
For those who haven’t filed yet, consider using the IRS Form 1040 to file either online or through traditional mail. If you qualify with a household income below $89,000, take advantage of the IRS’s free filing options available on their website.
The IRS and New York State allow individuals earning less than $89,000 to prepare and file federal and state tax returns at no cost. This is a great resource for those seeking guidance during tax preparation.
Keep an Eye on Key Changes for Tax Year 2025
Tax refunds this year are projected to be larger than previous years, thanks to several changes in tax rules. It’s essential for taxpayers to be aware of adjustments such as the Empire State Child Credit, which can provide families financial relief, allowing for credits up to $330 for children aged 4 to 16 and up to $1,000 for those younger than four.
Don’t forget to handle new paperwork that comes with these updates! The new two-page Schedule 1-A must be filled out to claim a new deduction for overtime pay, along with other specific tax credits. Careful attention to detail can ensure maximum deductions and credits this filing season.
Receive Your W-2 Form Timely
Be sure that your employer provides your W-2 form by the mandatory January 31 deadline. This form outlines your total earnings for the year and important tax withholdings, playing an essential role in filing your taxes.
Start Preparing for the 2026 Tax Season
With deadlines approaching, it’s never too late to prepare for the upcoming IRS tax refund. Understanding these elements will ensure you navigate the process as smoothly as possible, allowing you peace of mind during tax season.
Frequently Asked Questions
When can I expect my IRS refund?
If you e-file and opt for direct deposit, expect your refund within 21 days, barring any issues. Paper returns may take longer, averaging six to eight weeks.
What factors affect my tax refund’s timing?
Timing can be affected by filing method, specific credits claimed, or any outstanding debts with the IRS.
How can I check the status of my refund?
Utilize the “Where’s My Refund?” tool on the IRS website by entering your Social Security number, filing status, and refund amount.
Can I file my taxes for free?
Yes, individuals earning $89,000 or less can use the IRS free filing options. Various state programs also offer free filing for eligible taxpayers.
What if I need an extension on my taxes?
File Form 4868 by April 15 to receive a six-month extension, but keep in mind that any taxes owed are still due by that date.
