The 2026 tax season is underway, and many taxpayers are wondering, “When will I get my IRS refund?” The Internal Revenue Service (IRS) began accepting federal tax returns in late January, and as of February 10, filings are actively being processed. This year, the IRS anticipates processing approximately 164 million individual tax returns before the mid-April deadline.
What You Need to Know About Filing Taxes
Tax returns are due on April 15, 2026, for both federal and New York state income taxes. Filing for an extension is an option; however, it’s essential to be aware that you must pay any taxes owed by the due date to avoid penalties. The IRS allows taxpayers to request an extension using Form 4868 for an additional six months, giving you until October 15 to file.
Understanding Key Changes for IRS Refunds in 2026
This tax season has introduced significant changes that may affect your refund amount. The IRS expects larger tax refunds compared to previous years, primarily due to new tax regulations and enhancements in tax credits available to taxpayers. In 2025, the average refund was reported to be $2,939.
Changes include expanded credits, including the Empire State Child Credit, which allows families to claim up to $330 per child aged 4 to 16 and up to $1,000 for children under four. Additionally, New York has removed previous income requirements, enabling more families to benefit from this credit.
How to File and Get Your IRS Refund Quickly
If you haven’t filed your taxes yet, now is the time. To file your federal tax return, you can complete Form 1040 either online or via mail. Filing electronically is the fastest way to receive your refund—typically within 21 days, provided your return is complete and accurate. Opting for direct deposit can expedite the process.
For those who submit paper returns, you should expect to receive your refund in six to eight weeks after the IRS has received your filing.
Free Filing Options for Taxpayers
Taxpayers with an annual income of $89,000 or less can avail themselves of free filing options available through the IRS website. New York residents are likewise offered options to file for free if they meet the income requirements.
Additionally, certain groups, including service members and seniors, may access free tax preparation services through various programs designed to assist those who qualify.
Getting Your W-2 and Checking Your IRS Refund Status
You should have received your W-2 form from your employer by January 31. This document is crucial for completing your tax return, as it outlines your annual income and tax withholdings.
If you’re curious about the status of your IRS refund, you can check it through the “Where’s My Refund?” tool available on the IRS website. For most efficient updates, users will need to provide their Social Security number, filing status, and exact refund amount.
Potential Delays in IRS Refund Processing
Keep in mind that certain factors can delay your refund, especially if you are claiming credits like the Earned Income Tax Credit or if your return is mailed instead of filed electronically. Any existing debts to the federal government may also prolong the processing of your refund.
It’s important to note that the IRS will no longer be issuing tax refunds via paper checks for most taxpayers, as the agency is moving toward a direct deposit-only policy to enhance efficiency.
This tax season, staying informed about your filing options and understanding the nuances of your IRS refund expectations can make a significant difference in the experience and outcome. Make sure to file on time and explore all available resources to maximize your refund!
Frequently Asked Questions
1. When will I receive my IRS refund this year?
Your refund typically arrives within 21 days if you file electronically and choose direct deposit. Paper filings may take six to eight weeks.
2. How can I check the status of my IRS refund?
You can check your refund status using the “Where’s My Refund?” tool on the IRS website, requiring your Social Security number, filing status, and refund amount.
3. What are the filing deadlines for 2026?
Federal and New York state taxes are due on April 15, 2026. Extensions can be filed, but any taxes owed must be paid by the due date.
4. Are there free tax filing options available?
Yes, taxpayers earning $89,000 or less can use free filing services available on the IRS website and similar state offerings.
5. What changes this year may affect my refund?
New tax credits and revised regulations are expected to increase average refunds this year.
